Mortgages
Understanding mortgages doesn't require a finance degree. Learn how they work, what types exist, how to apply, and how to get the best deal for your situation.
Featured
Editor-picked starting points in Mortgages.
2-Year vs 5-Year Fixed Mortgage
Compare 2-year and 5-year fixed mortgages with data. Understand costs, flexibility trade-offs, and how to choose the right fix length for your situation.
The Complete Mortgage Guide
Comprehensive guide to UK mortgages covering types, applications, approval criteria, costs, and how to choose the right deal for your situation.
How to Apply for a Mortgage
Step-by-step guide to the UK mortgage application. Covers documentation, timeline, what lenders assess, and how to avoid common delays.
Mortgage Calculator
Calculate your monthly mortgage payments, total interest paid, and total cost. See how different rates and terms affect your payments.
All guides
10 guides
2-Year vs 5-Year Fixed Mortgage
Compare 2-year and 5-year fixed mortgages with data. Understand costs, flexibility trade-offs, and how to choose the right fix length for your situation.
The Complete Mortgage Guide
Comprehensive guide to UK mortgages covering types, applications, approval criteria, costs, and how to choose the right deal for your situation.
How to Apply for a Mortgage
Step-by-step guide to the UK mortgage application. Covers documentation, timeline, what lenders assess, and how to avoid common delays.
Mortgage Calculator
Calculate your monthly mortgage payments, total interest paid, and total cost. See how different rates and terms affect your payments.
Mortgage Comparison Calculator
Compare up to three mortgage deals side by side. Factor in rates, fees, incentives, and cashback to find the true total cost.
Mortgage in Principle Explained
Complete guide to mortgage in principle (MIP). Learn what you need, why lenders require one, and how to get approved for your budget.
Mortgage Types Explained
Compare fixed, variable, tracker, and offset mortgages. Understand which mortgage type suits your situation, budget, and risk tolerance.
Self-Employed Mortgages
Guide to mortgages for self-employed, contractors, and freelancers. Covers income verification, documentation requirements, and lender options.
Should I Use a Mortgage Broker?
Compare mortgage brokers vs direct lenders. Understand costs, benefits, when brokers add most value, and how to choose a good one.
What Mortgage Lenders Look For
Guide to mortgage approval criteria. Understand how lenders assess income, credit, employment, deposits, and property to decide whether to approve.