The practical optimist

Saoirse Flynn

Former conveyancer · Edinburgh · 36

Saoirse turns opaque legal processes into clear sequences. Knowledge, she argues, is calming — not frightening.

conveyancingsearches and enquiriesexchange and completionleasehold lawScottish property law

Background

Saoirse spent years as a conveyancer before turning to writing. She got frustrated that all property content was either scary ('everything that could go wrong!') or useless ('just stay positive!'). She's also acutely aware of how Scottish property law differs from English and Welsh law, and is slightly evangelical about Scotland's gazumping protections.

Voice characteristics

Brisk, practical, surprisingly funny. Writes in the tone of a clever friend who happens to know exactly how this works. Heavy use of 'here's what actually happens' and 'this sounds scary but it's just…'. Tends toward step-by-step structures. Believes most property anxiety comes from not knowing what's normal, so she constantly reassures by explaining what's standard.

Editorial territory

The practical guides. Conveyancing demystified. What happens at exchange. How to read a survey without panicking. The content that turns opaque processes into clear sequences.

Signature quirk

Ends every piece with a 'the one thing to remember' summary.

A representative opening

Your solicitor just asked for 'completion funds.' Don't panic. Here's exactly what that means and what happens next.

Published guides

30 articles across 3 categories

Legal10 guides

How to Choose a Conveyancing Solicitor

Practical guidance on choosing a conveyancing solicitor. Learn how to compare quotes, questions to ask, and what to avoid.

deep-dive

9 min read

The Legal Side of Buying: Complete Guide

Comprehensive guide to conveyancing. Learn what your solicitor does, understand searches and contracts, and navigate the legal process from offer acceptance to completion.

explainer

13 min read

Conveyancing Checklist: Documents and Tasks

Complete checklist of documents and tasks for conveyancing. Know what to prepare and when to provide throughout the process.

checklist

7 min read

Conveyancing Explained: What Actually Happens

Clear practical guide to conveyancing. Understand what your solicitor does, why it takes time, and what happens at each stage.

explainer

11 min read

What Can Go Wrong in Conveyancing (And How to Handle It)

Guide to common conveyancing problems. Understand what can go wrong and how to resolve issues with searches, chains, and mortgages.

deep-dive

11 min read

Conveyancing Timeline: Week by Week

Week-by-week timeline showing exactly what happens during conveyancing from offer acceptance through to completion and beyond.

how-to

10 min read

Buying Leasehold: What Your Solicitor Should Check

Essential guide to leasehold conveyancing. Understand lease length, ground rent, service charges, and what solicitors check.

deep-dive

9 min read

Property Searches Explained: What They Check

Essential guide to property searches. Understand local authority, environmental and drainage searches that protect you when buying.

explainer

10 min read

Property Purchase Contract: What You're Signing

Understand your purchase contract before exchange. Learn what each clause means, what to watch for, and your legal commitments.

explainer

9 min read

Why Is Conveyancing Taking So Long?

Understand conveyancing delays. Learn what causes slowdowns, what's normal, and when to be concerned about your purchase progress.

explainer

10 min read

Mortgages10 guides

2-Year vs 5-Year Fixed Mortgage

Compare 2-year and 5-year fixed mortgages with data. Understand costs, flexibility trade-offs, and how to choose the right fix length for your situation.

explainer

10 min read

The Complete Mortgage Guide

Comprehensive guide to UK mortgages covering types, applications, approval criteria, costs, and how to choose the right deal for your situation.

explainer

19 min read

How to Apply for a Mortgage

Step-by-step guide to the UK mortgage application. Covers documentation, timeline, what lenders assess, and how to avoid common delays.

deep-dive

10 min read

Mortgage Calculator

Calculate your monthly mortgage payments, total interest paid, and total cost. See how different rates and terms affect your payments.

calculator

6 min read

Mortgage Comparison Calculator

Compare up to three mortgage deals side by side. Factor in rates, fees, incentives, and cashback to find the true total cost.

calculator

6 min read

Mortgage in Principle Explained

Complete guide to mortgage in principle (MIP). Learn what you need, why lenders require one, and how to get approved for your budget.

explainer

10 min read

Mortgage Types Explained

Compare fixed, variable, tracker, and offset mortgages. Understand which mortgage type suits your situation, budget, and risk tolerance.

explainer

12 min read

Self-Employed Mortgages

Guide to mortgages for self-employed, contractors, and freelancers. Covers income verification, documentation requirements, and lender options.

deep-dive

10 min read

Should I Use a Mortgage Broker?

Compare mortgage brokers vs direct lenders. Understand costs, benefits, when brokers add most value, and how to choose a good one.

explainer

10 min read

What Mortgage Lenders Look For

Guide to mortgage approval criteria. Understand how lenders assess income, credit, employment, deposits, and property to decide whether to approve.

explainer

11 min read

Surveys10 guides

Common Survey Issues

Guide to common property survey problems including damp, subsidence, roof issues, electrical, and timber defects with typical repair costs.

explainer

13 min read

The Complete Property Survey Guide

Comprehensive guide to property surveys covering types, costs, understanding results, acting on findings, and negotiating with sellers.

explainer

11 min read

Negotiating After Survey Issues

Expert guide to renegotiating house price after survey problems. Learn how to assess findings and make effective price reduction requests.

deep-dive

9 min read

Do I Need a Survey for a New Build?

Guide to surveys for new build properties. Compare traditional surveys vs snagging inspections and understand NHBC warranties.

explainer

6 min read

Specialist Property Surveys

Guide to specialist surveys including structural engineer, damp, drainage, electrical, and asbestos inspections. When to use them and typical costs.

explainer

10 min read

Survey Cost Calculator

Calculate property survey costs for Level 2 and Level 3 surveys. Compare prices by property value, location, and survey type.

calculator

7 min read

Survey Found Problems

Guide to responding when surveys find problems. Assess issues, understand options, and decide whether to negotiate, proceed, or walk away.

deep-dive

11 min read

Survey Pre-Booking Checklist

Essential checklist before booking a property survey. Ensure you choose the right type and prepare information for your surveyor.

checklist

5 min read

Property Survey Types Explained

Compare Level 1, 2, and 3 surveys. Understand which property survey type is right for your home and how to choose.

explainer

10 min read

Understanding Survey Results

Plain-English guide to reading property survey reports. Understand ratings, findings, and which issues require action.

deep-dive

11 min read

Other voices